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Reading an insurance policy is not a favorite pastime for mostpeople. As a result, most policyholders don’t read their policies until after the loss.During our 25 years in the aviation insurance business, I have seen many situations inwhich the policyholder thinks coverage is included only to find out after the loss thatnone exists. Although coverage […]

Aviation insurance policies are not “standardized”. Each company develops and submits its own wording to each state. All policy forms must be approved by each state insurance department for states where the company plans to write insurance. State insurance departments are very consumer conscious and are very receptive if a company requests broader policy forms. […]

Many of our clients travel outside the U.S. on both business and pleasure. Some utilize their privately-owned aircraft and others take the friendly skies of the commercial airlines. Many plan their trips without a thought for the consequences if a disaster occurs. American travelers are so accustomed to the way we do business in the […]

Click Here to Download Renter’s/CFINon-Owned Aircraft Liability Application We receive frequent inquiries indicating some confusion about what Non-Owned Aircraft Liability insurance is and who might need it. The types of exposures vary depending on the individual or corporation involved and the uses of the aircraft. We will address some of the issues in a Question […]

Have you signed a new hangar lease lately? There is a growing trend that you may be confronting when negotiating your future hangar leases. Fixed Base Operators (FBOs) and hangar owners all over the country have begun to include certain clauses in their lease contracts. They are requiring their tenants to hold the lessor harmless […]

During the past century, man has realized his dream to fly. The aircraft has been developed and partially perfected. The aviation industry, as it is known today, has grown into a set of definable sub-industries based upon usage. Modern-day aircraft range from military to commercial airlines to the most diverse group, general aviation. As with […]

There has been a change in basic business practices throughout the aviation industry when considering insuring one’s activities against loss. In fact, this new business phenomenon is surfacing in all industries. We are talking, of course, about refusing responsibility for your own actions if you can pass that responsibility on to someone else. It is […]

After flying for a few years, many pilots come to feel that airports, just like airplanes, have personalities. Here in the Pilot’s Lounge at the virtual airport there seems to be a pretty universal opinion that while each airport is a gateway to the world aloft, some are warm, friendly haunts, as comfortable as an […]

First, some old business … I’m pleased to report that my previous column has had a good response, almost entirely by private email. There are now about 25 people signed up for the C-131 ground school. Many are “crew chiefs” and non-pilot volunteers, some are obviously well-qualified to be SICs, and several are qualified to […]

Stayce D. Harris was born June 8, 1959, in Los Angeles, Calif. She graduated from 71st High School in Fayetteville, N.C., in 1977. In 1981, she earned a bachelors degree in Industrial and Systems Engineering from the University of Southern California, earned her Air Force commission from USC’s AFROTC program, and began flight training at […]