Ownership

Reading an insurance policy is not a favorite pastime for mostpeople. As a result, most policyholders don’t read their policies until after the loss.During our 25 years in the aviation insurance business, I have seen many situations inwhich the policyholder thinks coverage is included only to find out after the loss thatnone exists. Although coverage […]

Aviation insurance policies are not “standardized”. Each company develops and submits its own wording to each state. All policy forms must be approved by each state insurance department for states where the company plans to write insurance. State insurance departments are very consumer conscious and are very receptive if a company requests broader policy forms. […]

Many of our clients travel outside the U.S. on both business and pleasure. Some utilize their privately-owned aircraft and others take the friendly skies of the commercial airlines. Many plan their trips without a thought for the consequences if a disaster occurs. American travelers are so accustomed to the way we do business in the […]

Click Here to Download Renter’s/CFINon-Owned Aircraft Liability Application We receive frequent inquiries indicating some confusion about what Non-Owned Aircraft Liability insurance is and who might need it. The types of exposures vary depending on the individual or corporation involved and the uses of the aircraft. We will address some of the issues in a Question […]

Have you signed a new hangar lease lately? There is a growing trend that you may be confronting when negotiating your future hangar leases. Fixed Base Operators (FBOs) and hangar owners all over the country have begun to include certain clauses in their lease contracts. They are requiring their tenants to hold the lessor harmless […]

During the past century, man has realized his dream to fly. The aircraft has been developed and partially perfected. The aviation industry, as it is known today, has grown into a set of definable sub-industries based upon usage. Modern-day aircraft range from military to commercial airlines to the most diverse group, general aviation. As with […]

There has been a change in basic business practices throughout the aviation industry when considering insuring one’s activities against loss. In fact, this new business phenomenon is surfacing in all industries. We are talking, of course, about refusing responsibility for your own actions if you can pass that responsibility on to someone else. It is […]

I had been suffering with the original frontseats in my 1977 Tiger since I bought the plane more than three years ago. I really didn’tlike those seats. Since I was refurbishing the interior, I decided to make a change. As a first step, I had a well-known Grummanaficionado upgrade my seat backs to the 78-79 […]

Here’s the issue: Suppose you want to refurbish the interior of your FAA-certificated light plane with new carpet and upholstery. Further suppose that you have found a reputable auto upholstery shop that does great work and will reupholster your seats and cut you new carpets if you bring the stuff to them. What does the […]

Winters in northern states like Montana can be brutal which is why theprincipal means of maintaining controlled flight is with the heater knob.Freezing temperatures can begin in late September and are last seen sometime inApril. This is quite a chore for the lowly aircraft heating system, akin to theold Volkswagen beetle’s air-cooled engine and non-heater. […]